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Personal Loans @ 11.49%*

Don't let higher interest rates keep you from taking that vacation you always wanted. Apply now to get the best possible personal loans.

Interest rate starting from 11.49%*
Rs. 2199/lac/month for 5 years*
Approval in 2 hours
Super fast disbursement
Over 40 Banks and NBFCs

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1. Who can avail Personal Loan?

Being an insecured loan, banks and NBFC's provide personal loan to those whose income is regular either from salary or business. Banks choose salaried customers with certain minimum monthly income. As the income increases, rates decreases and eligibility for higher loan amount increases.

2. What will be the Processing cost on this loan?

It is onetime cost and needs to check with the banks you are applying to. Normaly, it ranges between 2% - 2.5% of the loan amount.

3. Who can get lowest Interest Rates?

Personal loan rates for an individual is defined by

A. Applicants in higher category companies
B. Applicant with good salary
C. Applicant with good Credit History
D. Existing bank customers

4. What if I want to close my loan early?

Part Payment and Prepayment : These tools are available to help you to close the loan early if you are expecting some cash inflow in future during the loan tenure. You should try to pre pay or part pay and get the bank which gives you vasious closure options. You will also be able to decrease interest rate.

5. I have low CIBIL Score. Can I Get Personal loan?

Most Banks provide Personal loans to people whose cibil score is above 750. Anyone having credit cards and loans and paying on time will have a cibil score above 750. If you have no credit card or loan and this is your first application then your score is 0. In this case you are required to apply with the Bank where you have salary account. Mostly they will give you a loan on a 0 cibil score. Also, we have a special programmes for people having low CIBIL Score. Appy online to know more.