Personal loan in Ahmedabad | Interest Rate | Eligibility 2018

Personal Loan in Ahmedabad 2018

Fast personal loans offer instant soft approval for Personal Loan In Ahmedabad which further gets disbursed in 24 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, Speedy doorstep services, Clean transparent processing, simple & easy documentation and competitive lowest interest rate.

We also provide Personal loans in Ahmedabad to those who are bachelors & living on the shared basis or rented.

Personal Loan is purely unsecured & without a guarantor, short-term cash loan, which means that the individual customer is not required to submit the banker with any security (ex. property, jewels) or any kind of guaranty against the personal loan.

Formally, for any urgent cash money requirement, we prefer fast personal loan. It can be taken for any general purposes like education, reconstruction of property/home renovation, a Marriage expense, vacation etc. Most of the Non-Banking Finance companies or other banks offer Personal Loan up to Rs. 50Lacs for salaried Individual customers. Normally it the tenure of the loan over a period of 12 months to 60 months.

The Instant Personal Loan amount you are eligible for and the Personal Loan interest rate for you will depend on some specific factors such as monthly net income, customer’s employment category, residence history and past financial credit history along with the pattern. Banks typically have capped the monthly loan payment (EMI) on your loan to about approximately 50% – 70% of your monthly take-home income. However, a customer cannot take a Personal Loan for any kind of wrong or illegal investment or expense which is not approved by the banks or by the law.

Personal Loan In Ahmedabad offers/schemes lowest interest rates from different financial companies.

  • The fastest way to get your loan approval within 30 Minutes even checks your eligibility in just 10 minutes. We help to all our customers to get special offers from all the Banks/ NBFCs for a quote on interest rates in In Ahmedabad many different ways (ex. monthly reducing the rate, flat rate). Now just looking at the interest rate value alone might not give you a true picture of which Personal Loan quote is the best for you. You must check the monthly EM & offered chargeable processing fee should also be considered when comparing loan quotes.
  • Best way to take lowest rates even in urgent need of a Personal loan, just need to compare the average time taken by the banks to disburse a personal loan. Get Instant Personal Loan in Ahmedabad.
  • New Algorithm based approval system provides you best comparison by artificial intelligence.
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Personal Loan Interest Rates in Ahmedabad 2018

Personal Loan Interest Rates in Ahmedabad is available in the below-given table for your reference.  FastPersonal Loans has consolidated all the information regarding the latest rate of interests at one place. This loan comparison will surely help you to apply for a personal loan. Please keep visiting this section to remain updated.

Comparison chart for the rate of interests and loan amount.

 

Banks/Finance Min. Salary Per month in Rs Rate of Interest Between Loan Amount Provides Between
HDFC BANK  15000 10.99% – 18% 1 Lac – 40 Lac
ICICI BANK 17500 10.99% – 18% 1 Lac – 40 Lac
Yes BANK 25000 10.75% –  16% 2 Lac – 40 Lac
Capital First 20000 12% – 24% 1 Lac – 10 Lac
Fullerton India 12000 18% – 40% 25 k – 15 Lac
HDB Financial 20000 14% – 21% 1 Lac – 15 Lac
Tata Capital 20000 12% – 18% 1 Lac – 15 Lac
PNB  Bank Ltd 20000 13% – 18% 1 Lac – 15 Lac


Disclaimer: The interest rates given here are based on the market research. To enable the comparisons, the certain set of data has been reorganized/ restructured/ tabulated. This site does not take any responsibility for any sudden/uninformed changes interest rates.

Ahmedabad, in western India, is the largest city of Gujarat. The Sabarmati River runs through its center. On the western bank is the Gandhi Ashram at Sabarmati, which displays the spiritual leader’s living quarters & artifacts. In India, it is the second largest producer of cotton and its stock exchange is India’s second oldest.

In Ahmedabad, personal loans are provided by almost all the major banks & financial institutions to individuals. Also, there are unsecured loans providers from Rs. 50,000 to Rs. 40,00,000 which means that you are not necessary to mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some other reasons are medical, travel, home renovation, wedding & so on.

For loan approval, you need to have a good credit history & adequate income. Other factors include years of employment, your company which will determine the most important factors such as amount, tenure & interest rate. In Ahmedabad, some of the banks give you the flexibility to pre-close the loan without any extra charges. Many banks have a pre-closure charge in the 4% to 5% range.

There are many banks which offer personal loans in Ahmedabad city such as HDFC Bank, ICICI Bank, Kotak Bank, Axis Bank etc. Also, there are multiple NBFC’s such as Bajaj Finserv, Fullerton, Tata Capital and so on which are offer unsecured personal loans.

Bank Address IFSC Code
ICICI Bank ICICI Bank Ltd., Ground Floor, Poonam Plaza, Rambaug, Maninagar- 380 008, Ahmedabad, Gujarat 380028 ICIC0006244
Yes Bank Ahmedabad, 102/103, Cg Centre, Cg Road, Ahmedabad Gujrat 380 009 YESB0000007
State Bank Of India Lal Darwaja, Ahmedabad, Gujrat- 380001 SBIN0000301
HDFC Bank Hdfc House, 1st Floor near Mithakali Six Roads,Navrangpuraahmedabadgujarat380 009 HDFC0000006
RBL Bank The Ratnakar Bank Ltd, C/g – 8, 9, 10, 13 – 14, Mallinath Complex, Opp. Sujata Flats, Shahibaug, Ahmedabad – 380004. RATN0000065
Capital First 2nd Floor,Shanti Annexe,, Opp B D Patel House,Naranpura, Ahmedabad, Gujarat 380013
Axis Bank Trishul, Opposite Samartheshwar Temple, Law Garden, Ellis Bridge, Ahmedabad 380 006,Gujarat UTIB0000003
Indusind Bank Shant Prabha Height, Opp. Vallabh Wadi, Rambagh Jawahar Chowk, Maninagar, Ahmedabad- 380 008 INDB0000175
Kotak Mahindra Bank Limited Shop no.G-1 2, C-1, Vikram Chambers, Ashram Road, Ashram Road , Ahmedabad – 380009, Gujarat KKBK0002562
Tata Capital 12/A Ground Floor,Camps Corner 1,Near Prahlad Nagar AUDA Garden,Satellite,Ahmedabad-380015
Fullerton 1st Floor, Jupiter house, Opp Rasna Restaurant, Mani Nagar Cross road, Mani Nagar, Ahmedabad – 380 008. – 380008
Bajaj Finserv Unit No.302 To 306, 3rd Floor, “Torquoise Building” Opp : Centre Point, Panchvati Paanch Rasta, Off C. G. Road – 380006,Gujarat.

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