Personal loan in Kolkata | Interest Rate, Eligibility from SBI, ICICI, Yes Bank, Capital First

Kolkata is the capital of West Bengal. It was India’s capital under the British Raj from 1773–1911. Also Kolkata is home to Mother House, headquarters of the Missionaries of Charity, founded by Mother Teresa. It is the main commercial & financial hub of East and North-East India and home to the Calcutta Stock Exchange.

In Kolkata personal loans are provided by almost all the major banks & financial institutions to individuals. Also there are unsecured loans providers from Rs. 50,000 to Rs. 40,00,000 which means that you are not necessary to mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some other reasons are medical, travel, home renovation, wedding & so on.

For loan approval you need to have a good credit history & adequate income. Other factors include years of employment, your company which will determine the most important factors such as amount, tenure & interest rate. In Kolkata some of the banks give you flexibility to pre-close the loan without any extra charges. Many banks have a pre-closure charge in the 4% to 5% range.

The major banks offering personal loans in Kolkata city are HDFC Bank, ICICI Bank, Kotak bank, Axis bank etc. Also there are multiple NBFC’s such as Bajaj Finserv, Fullerton, Tata Capital and so on which are offer unsecured personal loans.

Bank Address IFSC Code
ICICI Bank Intellect Icon, 232, C.R. Avenue, Girish Park, Kolkata, West Bengal, 700006 ICIC0003293
Yes Bank 19, Camac Street, Kolkatta -700017 YESB0000017
State Bank Of India 11, Loudon Street, Kolkata, Kolkata SBIN0003681
HDFC Bank 40 Bangur Avenue Block A Bangur Avenue Kolkata HDFC0004672
RBL Bank The RBL Bank Ltd 19 BYSACK STREET, 1ST FLOOR KOLKATA 700007
Kolkata West Bengal, 700007
RATN0000197
Capital First 6th Floor Block B, Apeejay House, 15 Park Street, Kolkata – 700016, West Bengal. Phone – 1860 500 9900
Axis Bank Ground & First Floors, 7, Shakespeare Sarani,Kolkata – 700 071 UTIB0000005
Indusind Bank Savitri Towers, 3a, Upper Wood Street, Kolkata 700 017 INDB0000015
Kotak Mahindra Bank Limited Apeejay House, 15, Park Street, Kolkata – 700 016 KKBK0000322
Tata Capital 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata – 700 016.
Fullerton 17, Raja Subodh Chandra Mallick Rd, E Block, Baghajatin E Block, Ajanta Park, Kolkata, West Bengal 700092
Bajaj Finserv 2nd Floor, 112A, NARAYANI Complex, Rashbehari Avanue, Near Lake Mall, Above HDFC Bank Ltd. 700029, West Bengal.

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